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Loan examples

See the whole loan,
not just the amount.

Compare illustrative borrowing amounts, total repayment, and equal instalments before you apply.

Build your estimateIllustrative quote
$500 CAD
$250$2,000
ESTIMATED PAYMENT$104
REPAYMENT PERIODApprox. 120 days
Continue with $500

Illustrative estimate only. Your agreement will show the exact cost, dates, and repayment schedule before signing.

A simple rule

Borrow the smallest amount that solves the problem.

Short-term loans cost more than traditional bank credit. Use the calculator to compare options, then make sure each payment fits alongside rent, groceries, utilities, and other essentials.

01Start with total repaymentThis is the amount that ultimately leaves your account.
02Check every paymentMake sure the instalment works on a difficult pay period too.
03Read the agreementYour final dates, costs, and conditions appear before signing.
STARTER RANGE

$250 loan

You receive$250
Estimated borrowing cost$167.50
Total repayment$417.50

6 biweekly payments: $69.58
Final payment: $69.60

PUBLISHED EXAMPLE

$1,000 loan

You receive$1,000
Estimated borrowing cost$670
Total repayment$1,670

12 biweekly payments: $139.17
Final payment: $139.13

MAXIMUM RANGE

$2,000 loan

You receive$2,000
Estimated borrowing cost$1,340
Total repayment$3,340

12 biweekly payments: $278.33
Final payment: $278.37