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Get a small loan between 400$ to 2000$ and pay it back in instalments according to your pay frequency. Same-day funding guaranteed!
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18+, Canandian Residents Only.You will be refused if you are on ODSP, EI, CERB, Disability or Self Employed.
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Simple Process in 3 Steps

1. Start an application

You can quickly and easily complete our paperless application.
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2. Create payment plan

Flexible payment options allowing you to pay back in multiple instalments.
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3. Get your fund.

All our loans are guaranteed to be funded the same day as the day requested.
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Loan requirements

View all requirements below to make sure you are approved before even applying:
Minimum 18 years of age
Full-time Employment
Paid by direct deposit
90 days of banking
Active cell number
Paid at least 500$/week
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Have any questions?


What do I need in order to be eligible for a loan?
How fast can I get the loan?
Will I be able to get a quick loan with no credit check?
Will my funds be available via Interac e-transfer and how does it work?
How are payments divided?
What is a Paperless application?
What is instant Banking Verification, or IBV?
Are all payments eligible for a deferral?
What should I do if I missed my payment?
What are the requirements?

Important Information

Responsible loan policy

All online demands are analyzed and go through a selection process to ensure that borrowers are in a position to pay back their loan. This includes, but is not limited to:

  • Verifying that your salary meets our criteria
  • Ensuring that you do not have an excessive amount of insufficient fund charges in your bank account
  • Determining if your previous financial obligations will interfere with your loan refunding capacities.

Following this analysis, if your file meets our standards, your demand will be ACCEPTED.

Missed payments and credit scores

You will be charged 55$ for any payment refused by your banking institution. This situation will not affect your credit score within our company, and your file will not be transferred to credit agencies. In case of an emergency where you need to delay a payment, please email us at least 3 days before the payment is due. This delay will result in a cost of 55$, that will be deferred to the end of your contract. Respecting payment schedules will ensure you an excellent service for future renewals.

Responsible collection

Our company uses the responsible collection methods in compliance with Canadian legal requirements. If a problem occurs during the time that you are repaying your personal loan, our agents from the collections department will make payment arrangement with you while taking into consideration your current situation. Missed payments will accumulate interest on the unpaid balance. The borrower is responsible for all legal fees generated from recovering a past due balance.

Annual percentage rate (APR)

The APR on the amount borrowed from the lender is 32%.


Renewing your loan does not happen automatically, you need to request it.

Repayment term

Repayment terms of our loans are 3 to 6 months.

Repayment example

A loan of $500, including capital, subscription fees, interest, will amount to a refund of approximately $660.