:root{--ink:#151c24;--ink2:#26313d;--brand:#003780;--mint:#006eff;--aqua:#006eff;--accent-light:#80b4ff;--cream:#fff;--soft:#f1f2f3;--white:#fff;--muted:#4f5d6a;--line:#d9dde2;--shadow:0 24px 70px rgba(21,28,36,.12);--font-body:"DM Sans",sans-serif;--font-heading:"Manrope",sans-serif;--type-caption:.75rem;--type-label:.8125rem;--type-body-sm:.875rem;--type-body:1rem;--type-lead:1.125rem;--type-title:1.375rem;--type-metric:1.75rem;--type-decorative:2.5rem;--type-section:clamp(2.25rem,3.5vw,3.625rem);--type-display:clamp(2.75rem,5vw,5.25rem)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--font-body);font-size:var(--type-body);line-height:1.6}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:var(--font-heading);font-weight:800;line-height:1.08;letter-spacing:-.045em}h1{font-size:var(--type-display);line-height:1.02;margin-bottom:26px}h2{font-size:var(--type-section);line-height:1.08;margin-bottom:20px}h3{font-size:var(--type-title);line-height:1.18;letter-spacing:-.03em}a{color:inherit;text-decoration:none}.notice{height:33px;background:#151c24;color:#e5e9ed;text-align:center;font-size:var(--type-label);letter-spacing:.05em;text-transform:uppercase;display:flex;align-items:center;justify-content:center;gap:9px}.pulse{display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--mint);box-shadow:0 0 0 5px #006eff2e}.site-header{height:82px;display:flex;align-items:center;gap:40px;padding:0 max(28px,calc((100vw - 1240px)/2));background:#fffffff0;backdrop-filter:blur(14px);position:sticky;top:0;z-index:20;border-bottom:1px solid var(--line)}.brand{display:flex;align-items:center;margin-right:auto;color:var(--ink)}.brand-logo{display:block;width:225px;height:auto;filter:drop-shadow(0 7px 11px rgba(0,55,128,.12))}.site-header nav{display:flex;gap:28px;font-weight:700;font-size:var(--type-body);color:#26313d}.site-header nav a:hover{color:#0061df}.button{display:inline-flex;align-items:center;justify-content:center;gap:20px;padding:16px 25px;border-radius:11px;background:var(--mint);color:#fff;font-weight:800;letter-spacing:-.01em;box-shadow:0 10px 24px #006eff38;transition:.2s}.button:hover{transform:translateY(-2px);background:#0058d4;box-shadow:0 14px 28px #006eff42}.button span{color:#fff}.button-small{padding:12px 19px;font-size:var(--type-body)}.menu{display:none;background:none;border:0;font-weight:700}.eyebrow{display:inline-flex;align-items:center;gap:10px;color:var(--brand);text-transform:uppercase;letter-spacing:.12em;font-weight:800;font-size:var(--type-label);margin-bottom:22px}.hero{max-width:1300px;margin:0 auto;padding:68px 30px 58px;display:grid;grid-template-columns:1.05fr .82fr;gap:72px;align-items:center}.hero h1 span,.subhero h1 span,.landing-hero h1 span{color:var(--brand)}.hero-copy>p,.subhero>p,.landing-hero>div>p{font-size:var(--type-lead);color:#3f4b57;font-weight:500;max-width:610px;line-height:1.65}.hero-actions{display:flex;align-items:center;gap:28px;margin:34px 0}.hero-actions .button{min-width:280px;min-height:72px;padding:18px 30px;font-size:var(--type-lead);line-height:1.25}.hero-actions .button span{font-size:var(--type-title)}.text-link{font-weight:800;color:var(--brand);border-bottom:2px solid #b9c3cf}.trust-row{display:flex;gap:18px 24px;flex-wrap:wrap;color:#3f4b57;font-size:var(--type-body);font-weight:700;line-height:1.4}.trust-row span{display:inline-flex;align-items:center;white-space:nowrap}.hero-calculator{min-width:0}.interac-delivery{margin-top:24px;padding:14px 18px;display:flex;align-items:center;gap:17px;background:#f1f2f3;border:1px solid var(--line);border-radius:14px}.interac-delivery img{width:52px;height:auto;flex:0 0 52px}.interac-delivery div{display:flex;flex-direction:column;gap:2px;min-width:0}.interac-delivery small{color:var(--brand);font-size:var(--type-caption);font-weight:800;letter-spacing:.1em;text-transform:uppercase}.interac-delivery strong{font:800 var(--type-body)/1.3 var(--font-heading);letter-spacing:-.025em;color:var(--ink)}.calculator{background:#fff;border-radius:20px;padding:25px;box-shadow:var(--shadow);border:1px solid var(--line);position:relative}.calculator:before{content:"";position:absolute;inset:13px -13px -13px 13px;border:1px solid #cfd5dc;border-radius:20px;z-index:-1}.calculator-top{display:flex;justify-content:space-between;border-bottom:1px solid var(--line);padding-bottom:17px;margin-bottom:22px;text-transform:uppercase;font-size:var(--type-caption);letter-spacing:.1em;font-weight:700}.status-dot{color:var(--brand)}.amount-row{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:end;gap:20px;margin-bottom:14px}.amount-row label{font-weight:800;white-space:nowrap}.amount-row output{display:inline-flex;align-items:baseline;justify-self:end;gap:8px;white-space:nowrap;font:800 var(--type-metric) var(--font-heading);text-align:right}.amount-row small{flex:none;font:700 var(--type-caption) var(--font-body);color:var(--muted)}input[type=range]{--progress:25%;appearance:none;width:100%;height:7px;border-radius:10px;background:linear-gradient(to right,var(--aqua) var(--progress),#dce5f0 var(--progress));outline:none}input[type=range]::-webkit-slider-thumb{appearance:none;width:25px;height:25px;border-radius:50%;background:var(--ink);border:6px solid var(--mint);box-shadow:0 2px 8px #72849a}.range-labels{display:flex;justify-content:space-between;color:#748499;font-size:var(--type-label)}.breakdown>div{display:flex;justify-content:space-between;padding:5px 0;color:#465361;font-size:var(--type-body-sm)}.breakdown strong{color:var(--ink)}.breakdown strong{white-space:nowrap}.breakdown .total{border-top:1px solid var(--line);margin-top:7px;padding-top:12px}.payment-callout{background:#f0f2f4;border:1px solid #d5dbe1;border-radius:12px;margin:18px 0;padding:17px 18px;box-shadow:0 8px 20px #151c240d}.payment-callout small{font-size:var(--type-caption);letter-spacing:.09em;color:var(--brand);font-weight:800}.payment-overview{display:flex;align-items:flex-start;justify-content:space-between;gap:24px}.payment-amount b{display:block;font:800 var(--type-metric) var(--font-heading);line-height:1.2}.term-summary{text-align:right}.term-summary strong{display:block;margin-top:4px;color:#405064;font:800 var(--type-body)/1.3 var(--font-body)}.payment-callout em{font:600 var(--type-body-sm) var(--font-body);color:#607287}.frequency-picker{margin-top:15px;padding-top:14px;border-top:1px solid #d5dbe1;display:grid;grid-template-columns:auto minmax(0,1fr);align-items:center;gap:18px;color:#26313d;font-size:var(--type-body);font-weight:800}.frequency-picker select{width:100%;border:1px solid #c6ced7;border-radius:8px;background:#fff;color:#26313d;font:800 var(--type-body) var(--font-body);padding:9px 34px 9px 12px;cursor:pointer}.frequency-picker select:focus{outline:2px solid var(--mint);outline-offset:2px}.button-full{width:100%}.fine-print{font-size:var(--type-caption);color:#708095;text-align:center;margin:13px 10px 0;line-height:1.45}.proof-strip{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:50px max(30px,calc((100vw - 1240px)/2));display:grid;grid-template-columns:230px 1fr;gap:38px;align-items:center}.proof-heading{display:flex;flex-direction:column;justify-content:center}.proof-heading .eyebrow{margin-bottom:12px}.proof-heading>strong{font:800 var(--type-metric) var(--font-heading);line-height:1.15;letter-spacing:-.04em;color:var(--ink)}.proof-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.proof-grid article{min-height:116px;background:#fff;border:1px solid #d3d9e0;border-radius:14px;padding:19px 22px;display:grid;grid-template-columns:54px minmax(0,1fr);grid-template-rows:auto auto;column-gap:19px;align-content:center;box-shadow:0 20px 46px #151c241f}.proof-index{grid-column:1;grid-row:1/3;align-self:stretch;width:auto;height:auto;border-radius:0;border-right:1px solid var(--line);display:flex;align-items:center;background:transparent;color:var(--brand);font:800 var(--type-title) var(--font-heading);letter-spacing:-.04em}.proof-grid strong{grid-column:2;grid-row:1;margin:0;font:800 var(--type-metric) var(--font-heading);letter-spacing:-.055em;line-height:1;color:var(--ink);white-space:nowrap}.proof-grid small{grid-column:2;grid-row:2;margin-top:8px;color:#465361;font-size:var(--type-label);font-weight:800;text-transform:uppercase;letter-spacing:.06em;line-height:1.3}.section{max-width:1240px;margin:0 auto;padding:120px 30px}.section-intro{max-width:760px;margin-bottom:50px}.section-intro>p{color:#465361;font-size:var(--type-lead);font-weight:500}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.steps article{background:#fff;padding:30px;border:1px solid #dce4ef;border-radius:15px;min-height:300px;position:relative}.steps article>span{font:800 var(--type-section) var(--font-heading);color:#e3e9f2;position:absolute;right:22px;top:8px}.step-icon{height:52px;width:52px;border-radius:12px;background:#eef0f2;color:var(--brand);display:grid;place-items:center;font:800 var(--type-title) var(--font-heading);margin-bottom:42px}.steps p{color:var(--muted)}.steps small{position:absolute;bottom:24px;color:#005bd1;font-size:var(--type-label);font-weight:700;letter-spacing:.1em}.eligibility{max-width:none;background:#171e26;color:#fff;display:grid;grid-template-columns:1fr 1.1fr;gap:90px;padding-left:max(30px,calc((100vw - 1180px)/2));padding-right:max(30px,calc((100vw - 1180px)/2))}.eligibility .eyebrow{color:#dbe7f7}.eligibility h2{max-width:500px}.eligibility>div>p{color:#c2d3ea}.button-light{background:var(--mint);color:#fff}.button-light span{color:#fff}.eligibility ul{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:14px}.eligibility li{display:flex;gap:14px;align-items:center;background:#f7f8f9;color:var(--ink);border:1px solid #fff;padding:20px;border-radius:12px;box-shadow:0 12px 28px #0000001f}.eligibility li>span{display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--mint);color:#fff;font-weight:800}.eligibility small{display:block;color:#52606d;font-size:var(--type-body-sm)}.important-info{padding-top:110px;padding-bottom:110px}.important-info .section-intro{max-width:780px}.disclosure-shell{display:grid;grid-template-columns:.82fr 1.18fr;gap:24px;align-items:start}.cost-snapshot{background:#171e26;color:#fff;border-radius:20px;padding:32px;box-shadow:0 20px 48px #151c2424}.snapshot-label{display:inline-flex;padding:7px 11px;border:1px solid rgba(255,255,255,.16);border-radius:99px;color:#b9c4ce;font-size:var(--type-caption);font-weight:800;letter-spacing:.1em;text-transform:uppercase;margin-bottom:20px}.snapshot-row{padding:20px 0;border-top:1px solid rgba(255,255,255,.12)}.snapshot-row>div{display:flex;justify-content:space-between;align-items:end;gap:20px}.snapshot-row small{color:#b9c4ce;font-size:var(--type-label);font-weight:700;text-transform:uppercase;letter-spacing:.07em}.snapshot-row strong{font:800 var(--type-title) var(--font-heading);letter-spacing:-.045em;line-height:1;color:#fff}.snapshot-row>span{display:block;color:#aab6c1;font-size:var(--type-label);margin-top:8px}.cost-snapshot>p{border-top:1px solid rgba(255,255,255,.12);padding-top:18px;margin:0;color:#c8d0d8;font-size:var(--type-body-sm)}.policy-list{background:#fff;border:1px solid var(--line);border-radius:20px;padding:0 28px;box-shadow:0 16px 40px #151c2412}.policy-list details{border-bottom:1px solid var(--line)}.policy-list details:last-child{border-bottom:0}.policy-list summary{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:24px 0;cursor:pointer;font:800 var(--type-body) var(--font-heading);letter-spacing:-.025em}.policy-list summary::-webkit-details-marker{display:none}.policy-list summary>span{display:flex;align-items:center;gap:14px}.policy-list summary small{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:#edf0f3;color:var(--brand);font:800 var(--type-caption) var(--font-body);letter-spacing:.05em}.policy-list summary b{font:500 var(--type-title) var(--font-body);color:var(--brand);transition:transform .2s}.policy-list details[open] summary b{transform:rotate(45deg)}.policy-copy{padding:0 42px 23px;color:#465361;font-size:var(--type-body-sm)}.policy-copy p{margin-bottom:12px}.policy-copy ul{margin:0 0 14px;padding-left:20px}.policy-copy li{margin:7px 0;padding-left:3px}.borrowing-warning{display:grid;grid-template-columns:auto 1fr;gap:18px;margin-top:24px;padding:26px 28px;border:1px solid #d5dce4;border-left:5px solid var(--brand);border-radius:16px;background:#f5f7f9;color:#465361}.warning-mark{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:var(--ink);color:#fff;font:800 var(--type-body) var(--font-heading)}.borrowing-warning h3{margin:1px 0 9px;font-size:var(--type-lead)}.borrowing-warning p{margin:0;max-width:960px;font-size:var(--type-body-sm);line-height:1.65}.borrowing-warning p+p{margin-top:8px;font-weight:700;color:#313e4b}.faq{display:grid;grid-template-columns:.8fr 1.2fr;gap:90px}.accordion details{border-top:1px solid #d5deea;padding:22px 2px}.accordion details:last-child{border-bottom:1px solid #d5deea}.accordion summary{list-style:none;display:flex;justify-content:space-between;font:700 var(--type-lead) var(--font-heading);cursor:pointer}.accordion summary::-webkit-details-marker{display:none}.accordion summary span{font-size:var(--type-title)}.accordion details[open] summary span{transform:rotate(45deg)}.accordion p{color:#465361;max-width:700px;margin:15px 30px 0 0}.final-cta{text-align:center;background:var(--soft);padding:100px 30px}.final-cta h2{font-size:var(--type-section)}.final-cta p{color:var(--muted);margin-bottom:30px}footer{background:#10161d;color:#fff;padding:70px max(30px,calc((100vw - 1180px)/2)) 30px}.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:60px;padding-bottom:45px}.brand-light{color:#fff}.brand-light .brand-logo{width:200px;filter:none}.footer-grid p,.footer-grid span{color:#9fb4d0;font-size:var(--type-body-sm)}.footer-grid>div{display:flex;flex-direction:column;align-items:flex-start;gap:9px}.footer-grid b{font-size:var(--type-label);text-transform:uppercase;letter-spacing:.1em;color:var(--accent-light);margin-bottom:8px}.footer-grid a:not(.brand):hover{color:var(--accent-light)}.legal{border-top:1px solid rgba(255,255,255,.12);padding:26px 0;color:#91a8c7;font-size:var(--type-caption);line-height:1.6}.copyright{border-top:1px solid rgba(255,255,255,.08);padding-top:24px;display:flex;justify-content:space-between;color:#829ab9;font-size:var(--type-caption)}.subhero{padding:105px 30px;text-align:center;background:var(--soft)}.subhero h1{font-size:var(--type-display)}.subhero>p{margin:0 auto}.split-page{display:grid;grid-template-columns:.8fr 1fr;gap:100px;align-items:center}.tip-list>div{display:flex;gap:20px;border-top:1px solid var(--line);padding:18px 0}.tip-list b{color:#005bd1}.tip-list span{display:flex;flex-direction:column}.tip-list small{color:var(--muted);font-size:var(--type-body-sm)}.example-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;padding-top:20px}.example-grid article{background:#fff;padding:30px;border-radius:15px;border:1px solid var(--line)}.example-grid article>span{font-size:var(--type-caption);color:#005bd1;letter-spacing:.1em;font-weight:700}.example-grid article>div{display:flex;justify-content:space-between;border-top:1px solid var(--line);padding:12px 0;color:#607287}.example-grid .emphasis{background:#f0f2f4;border:0;border-radius:8px;margin:3px -10px;padding:13px 10px;color:var(--ink)}.example-grid article>p{font-size:var(--type-body-sm);margin:15px 0 0}.example-grid article>p small{font-size:var(--type-caption)}.landing-hero{max-width:1240px;margin:auto;padding:90px 30px 100px;display:grid;grid-template-columns:1fr .82fr;gap:85px;align-items:center}.landing-hero h1{font-size:var(--type-display)}.content-block{display:grid;grid-template-columns:1fr 1fr;gap:100px}.content-block p{font-size:var(--type-lead);color:var(--muted)}.feature-panels{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;padding-top:10px}.feature-panels article{padding:30px;background:#f0f2f4;border-radius:14px}.feature-panels article>span{font-weight:800;color:#005bd1}.feature-panels p{color:var(--muted)}@media(max-width:1100px){.proof-strip{grid-template-columns:210px 1fr}.proof-grid{grid-template-columns:1fr 1fr}.proof-grid article{min-height:108px}}@media(max-width:900px){.site-header nav{display:none;position:absolute;top:82px;left:0;right:0;background:var(--cream);padding:25px;flex-direction:column;border-bottom:1px solid var(--line)}.site-header nav.open{display:flex}.site-header>.button{display:none}.menu{display:block}.hero,.landing-hero,.split-page{grid-template-columns:1fr;gap:50px;padding-top:60px}.hero{min-height:0}.proof-strip{grid-template-columns:1fr;padding:44px 30px}.proof-grid{grid-template-columns:1fr 1fr}.proof-heading>strong br{display:none}.faq,.eligibility,.content-block{grid-template-columns:1fr;gap:50px}.disclosure-shell{grid-template-columns:1fr}.eligibility ul{grid-template-columns:1fr 1fr}.steps,.example-grid,.feature-panels{grid-template-columns:1fr}.steps article{min-height:250px}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}@media(max-width:600px){.site-header{height:70px;padding:0 18px}.site-header nav{top:70px}.site-header .brand-logo{width:190px}.hero,.landing-hero,.section{padding:70px 20px}.hero-actions{align-items:flex-start;flex-direction:column}.hero-actions .button{min-width:0;width:100%}.trust-row{gap:10px;flex-direction:column}.calculator{padding:20px}.calculator:before{display:none}.interac-delivery{padding:13px 15px}.interac-delivery img{width:46px;flex-basis:46px}.amount-row{grid-template-columns:1fr;gap:3px}.amount-row label{white-space:normal}.amount-row output{justify-self:start}.payment-overview{gap:15px}.frequency-picker{grid-template-columns:1fr;gap:7px}.proof-strip{padding:38px 20px}.proof-grid{grid-template-columns:1fr}.proof-grid article{min-height:104px}.eligibility{padding:75px 20px}.eligibility ul{grid-template-columns:1fr}.faq,.important-info{padding:75px 20px}.cost-snapshot{padding:25px 22px}.policy-list{padding:0 20px}.policy-copy{padding-left:0;padding-right:0}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.copyright{flex-direction:column;gap:8px}.payment-callout{align-items:center}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button{transition:none}}
